Dental Insurance Benefits: Use it or Lose it! | Passion Family Dental North Lakes
As we near the end of the year, it’s a great time to evaluate your dental care and regular check-ups.
If you don’t use your dental insurance benefits before December, you lose them! Dental insurance does not cover the following year.
Reasons To Use Your Dental Benefits Now!
Yearly Maximum
Dental insurance policies have a yearly cap on the amount they will pay in a given year. Taking advantage of these unused benefits makes sense if you need any restorative treatments since they don’t roll over into the following year.
Deductibles
The amount you must pay your dentist out of pocket before your insurance covers any services is known as the deductible. Your plan requires you to meet that deductible again as soon as another year arrives.
Premiums
You now pay monthly dental insurance charges through your provider, so you should use your benefits. You should undergo routine dental cleanings and examinations to detect gum disease, cavities, gum recession, and potentially oral cancer early.
Fee Increases
Potential cost increases are another incentive to use your dental benefits before the year ends. Most of these fee increases occur at the beginning of the year.
Dental Problems Can Worsen
By delaying your dental treatment, you risk more extensive and costly treatment. A simple cavity at first could develop into a root canal issue down the road, sometimes resulting in tooth loss.
Make the Most Out of Your Dental Insurance Plan
The key to this kind of coverage is to utilise any available advantages before expiration.
Making the most of your dental insurance before year-end isn’t just about getting the most value from your plan but protecting your health.
Here are some practical ways to maximise your benefits:
Schedule Preventive Visits Now
Maintaining good dental health requires preventive care; most insurance plans cover these visits at 100%. If you still need to have your regular cleaning or check-up, schedule it today.
These appointments can catch potential problems early, saving you from more significant issues later.
Plan Restorative Treatments in Advance
If your dentist has already recommended treatments like fillings, crowns, or gum disease therapy, don’t put them off.
Waiting until the following year could result in resetting your deductible or missing your yearly maximum.
Planning these procedures before December helps you take full advantage of your benefits.
Communicate with Your Dentist and Insurance Provider
Talk to your North Lakes dentist about your dental needs and what treatments you may require before the year ends.
Additionally, checking in with your insurance provider is a good idea to understand precisely what’s covered.
This can help you plan your remaining appointments efficiently, ensuring you get the necessary treatments within your current coverage limits.
Avoid the Holiday Rush
The end of the year can be a busy time for dental offices, as many patients try to use up their benefits before expiration.
It’s best to book early to avoid the rush and ensure you get an appointment that fits your schedule.
Don’t wait until the last minute—take action now to secure your spot and ensure you don’t miss out on valuable dental care.
Don’t Lose Your Dental Insurance Benefits: Use Them Today!
Your dental insurance benefits are designed to help you maintain optimal oral health, but they only work if you use them. Waiting until next year means missing out on coverage you’ve already paid for and potentially facing higher out-of-pocket costs.
It’s time to take charge of your dental care and make the most of your insurance benefits before they vanish.
At Passion Family Dental North Lakes, we’re here to help you maximise your dental coverage. Whether you need a routine cleaning, an oral health check-up, or more advanced treatments, our friendly team is ready to assist you.
Don’t let your hard-earned benefits go to waste—schedule your appointment today and finish the year with a healthy smile!
Visit us today!
Consult with your North Lakes dentist, call us at (07) 3465 1199, or request your appointment online.
We are your patient-friendly dentist located at Unit 4/6 Endeavour Boulevard in North Lakes.