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Dental Insurance Benefits: Use it or Lose it! | Passion Family Dental North Lakes

by | Nov 4, 2021 | Dental Insurance

As we are nearing the end of 2021, it’s a great time to evaluate your dental care and regular check-ups.

If you don’t use your 2021 dental insurance benefits before December, you lose them! Dental insurance doesn’t roll over to the following year.

Reasons To Use Your Dental Benefits Now!

Yearly Maximum

Dental insurance plans have an annual maximum they are willing to pay within a calendar year. If you need any restorative treatments, it makes sense to take advantage of these unused benefits since they don’t roll over into the following year.

Deductibles

The deductible is the amount of out-of-pocket expenses you pay your dentist before your insurance company pays for any services. As soon as 2022 arrives, your plan requires you to meet that deductible all over again.

Premiums

Through your insurance provider, you’re currently paying dental insurance premiums every month; therefore, you should be using your benefits. You should have regular dental cleanings and check-ups looking for early signs of gum disease, cavities, gum recession and even oral cancer.

Fee Increases

Another reason to use your dental benefits before the year ends is possible fee increases. Most of these fees increases occur at the beginning of the year.

Dental Problems Can Worsen

By delaying your dental treatment, you are risking more extensive and costly treatment. What may be just a simple cavity now could turn into a root canal problem later and maybe even lead to tooth loss.

Make the Most Out of Your Dental Insurance Plan

The key to this type of coverage is to take advantage of any benefits before they expire.

  • Prevention is indeed better than cure both for your health and your pocketbook. Most plans typically pay 100% for preventive visits, so this may be an excellent time to schedule one if you have not had one yet.
  • Start thinking about using your coverage early. During a dental appointment, talk to your dentist about your dental needs and what treatment you might need before the end of the year. Schedule any upcoming appointments early so you can take care of them before the holidays.
  • Once you have determined your dental needs, work with your dentist and dental insurance provider to figure out what is covered.

Don’t Lose Your Dental Insurance Benefits: Use Them Today!

If you have dental insurance, take a year-end check of your plan and see if you can set it to work for you. It really is a “use it or lose it” proposition. Don’t lose it.

Visit us today!

Consult with your North Lakes dentist, call us on (07) 3465 1199 or request your appointment online.

We are your patient-friendly dentist located at Unit 4/6 Endeavour Boulevard in North Lakes.

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