Dental Tips: Top 4 Reasons to Use Your Dental Insurance Now
If your dental insurance plan is based on the calendar year, like most plans are, it’s time for you to maximise the benefits you still have available for 2019.
You have a few days remaining to fully use your dental insurance benefits. Anything you’ve left unspent will not carry over to the next year.
Of course, you have a lot to be busy with before the year’s end, but throwing money away is NOT on anybody’s to-do list.
With that in mind, Passion Family Dental North Lakes recommends you take a look at your remaining insurance benefits and max them out!
The following are some reasons to use your dental insurance before the year changes.
1) Yearly Maximum
The yearly maximum is the maximum amount of money that a dental insurance plan will pay for your dental work within one full year.
This amount varies among insurance companies, but the average is around $800 per year, per person.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental benefits, they do not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits.
Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3) Fee Increases
Another reason to use your benefits before the year ends is the possibility of fee increases.
Some dentists increase their rates at the start of the year due to the increased cost of living, materials and equipment.
A fee increase will also increase the cost of your dental services. At Passion Family Dental North Lakes, we endeavour to keep our fees as manageable as possible for families.
4) Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment in the future.
What may be simple tooth decay today, could turn into a root canal problem in the future. Call your dentist and book an appointment to use those benefits.
Dental Insurance: Use It or Lose It!
Call your insurance provider and find out the exact amount of your available benefits.
That is the amount of money you will throw away if you don’t take action before the end of this year.
Call Passion Family Dental North Lakes and book an appointment. The earlier you do this, the more likely we can schedule you, or any qualified family member, before the year ends.
While you’re chatting, find out what procedures are supported by insurance.
Luckily, preventive procedures such as scale and cleans, X-rays, and routine examinations often receive a higher refund from your insurance company.
General treatments such as fillings, and major treatments such as crowns, bridgework, and other dental procedures, will be covered up to the amount allowed by your plan.
Our friendly receptionists can help you understand the different treatments, though level or rebates will vary between funds and level of cover.
One last reason for calling us quickly: You may not be the only person who suddenly realised you still have unused dental insurance benefits to spend at Passion Family Dental North Lakes.
Our appointments may fill. Call now to reserve the most convenient appointment time!
It’s the holiday gift you can give yourself! The end of the year is a time of celebration and social gathering, and good dental care can give you a reason to smile.
Take advantage of your unused benefits to provide yourself with a stunning smile for the end of this year and going forward to the next one!
Our regular hours are from Monday to Friday from 8:00 am to 5:00 pm.
For patients needing attention on Saturdays, Sundays, or after hours, call us to set an appointment.
We are located at Unit 4/6 Endeavour Boulevard in North Lakes.